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Loan Amount: $13,000. Interest Rate: 8% (annual percentage rate) Loan Term: 36 months (3 years) Using a loan calculator, you can estimate the monthly payment and total cost: Monthly Payment: Approximately $405. Total Interest Paid: Approximately $1,580.An emergency loan could also be a lifesaver in urgent situations. No credit check: Some loans for the unemployed, such as the emergency loan, do not need a credit check. Thus, even individuals with poor credit can qualify for them. Fast approval: Some loans for the unemployed, including emergency loans, are approved quickly.

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4000 Dollar Loan. A $4,000 loan falls into the category of small personal loans. The group includes unsecured financial products ranging between $1,000 and $5,000. You can repay them in monthly payments. If you have a good credit score, you can get a low-interest rate. Banks, federal credit unions, and online lenders offer such loans.

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